Partner for Home Equity Investments-as-a-Service

Empower your clients to manage home loan debt and equity sharing in one seamless solution. Gain exclusive access to our patent-pending products, transforming the future of home financing.

Unlock the Power of Heimify's Technology for Increased Flexibility and Innovation

Licensing our products offers numerous benefits, including increased flexibility for customers, access to innovative loan products, and a competitive edge for lenders.

Flexibility

Customize loan payment schedules, offering homeowners unmatched financial flexibility and control.

Innovation

Access to innovative loan products that revolutionize real estate financing.

Revolutionize

Licensing Benefits of Heimify’s Technology

Unmatched Financial Flexibility

Your current and new clients will be able to customize their loan payment schedules, paying as much, as little, or nothing at all.

Enhanced Investment Opportunity

By integrating fractional home equity investment into existing home loans, Heimify's licensing solution opens up new investment avenues for homeowners.

Full Financial Control

Homeowners have complete control over their home equity, free from traditional constraints.

Streamlined

Licensing Process: From Consultation to Ongoing Support

We make the licensing process seamless and hassle-free. Our team of experts will guide you from the initial consultation to the implementation and provide ongoing support to ensure your success.

Initial Consultation

Schedule a consultation with our licensing team.

Implementation Support

Receive assistance in implementing Heimify's technology.

Ongoing Support

Get continuous support from our dedicated team.

“Heimify has completely transformed the way I think about home equity. Their fractional investment model has given me the flexibility and control I've always wanted.”

John Doe

Homeowner, ABC Inc.

FAQs

Answers to the Questions We’re Asked Most Often

At Heimify, we offer three innovative solutions—HEIM™, HEILOC™, and HEILOAN™—each designed to empower homeowners by unlocking the potential of their home equity while maintaining financial flexibility.

HEIM™ is a unique product that combines traditional mortgage financing with fractional home equity investments. This allows homeowners to access a portion of their home’s equity while enjoying the stability of a mortgage. With HEIM™, homeowners can offset their mandatory monthly mortgage payments as long as there is allowable equity available. This means you can manage your financial commitments without the burden of monthly payments throughout the term. Additionally, homeowners benefit from a dynamic buyback feature, enabling them to purchase back their equity shares or Heimshares™ anytime and in any amount they choose. Repayment can also occur when the home is sold, where the proceeds from the sale will be used to pay off any existing debt. This structure not only facilitates homeownership but also helps widen the path to home affordability, providing flexibility and security designed for the modern homeowner.

HEILOC™, also known as HEALOC™, offers a flexible line of credit based on your home equity. This product allows homeowners the freedom to customize their borrowing according to their financial needs. You can draw against your home’s equity, much like a credit card, providing control over your finances without rigid payment structures. With HEILOC™, you can also offset some or all of your monthly payment obligations, making it an excellent choice for managing everyday expenses, funding a business venture, or covering unexpected costs. Additionally, the dynamic buyback feature is available, giving homeowners the option to purchase back their equity shares at their discretion, thereby enhancing financial flexibility.

HEILOAN™, also known as HEALOAN™, provides homeowners with a lump-sum loan secured by their home equity. This option allows you to access a large lump sum cash out of your home’s equity for various purposes, including home renovations, education expenses, or investments, making it an attractive choice for those who prefer immediate access to funds. The HEILOAN™ may offer better rates compared to the HEILOC™ line of credit, ensuring you can effectively manage significant expenses. With HEILOAN™, you can enjoy financial flexibility and the ability to offset some or all of your mandatory payments, helping you navigate life’s challenges effectively. Like the other products, HEILOAN™ also features the dynamic buyback option, allowing for the purchase of equity shares whenever you need it.

Together, these products integrate seamlessly into various home loan types, making them versatile solutions for effectively leveraging your home equity. By understanding the distinct advantages of HEIM™, HEILOC™, and HEILOAN™, you can choose the option that best meets your unique financial situation. At Heimify, we are committed to guiding you through the process and helping you unlock the full potential of your home’s equity. Our dedicated team is here to provide support and answer any questions you may have as you explore these innovative financial solutions.

Still have questions?

Contact our support team for further assistance.

Contact

Share the upside™

Explore the Future of Real Estate Financing with Heimify

Products

Opportunity

Support & Info

Subscribe to THE HEIM LETTER

Your essential guide to transforming fractional home equity investments into new opportunities.

By subscribing you agree to with our Privacy Policy and provide consent to receive updates from our company.

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Call us at (800) 785-8103, Monday - Friday, 8am - to 5pm PT (excluding holidays) Email us at hello@heimify.com

©2025 Heimify Inc. All Rights Reserved. Heimify Inc. is a financial technology company developing innovative solutions in home equity and lending. Heimify is not yet licensed to offer mortgage, investment, or financial services, and the products described on this website are not currently available for public use. We are actively pursuing the necessary licenses and regulatory approvals to ensure full compliance with all applicable federal, state, and local laws and regulations.

The information on this website is provided for informational purposes only and does not constitute an offer or solicitation to buy or sell any financial products, securities, or services. All product descriptions, including those for home equity or fractional ownership products, are conceptual and may be subject to change. No loan or investment applications are being accepted at this time, and no future outcomes or benefits are guaranteed.

Legal, Financial, and Tax Advice Disclaimer: Heimify Inc. does not provide legal, financial, or tax advice. You should consult with your own professional advisors before making any financial decisions or entering into any agreements based on the information provided on this website.

Consumer Protection & Fair Practices: Heimify is committed to full compliance with all applicable consumer protection, fair lending, and fair housing regulations. All future products will be subject to these laws, and users should be aware of the potential risks involved in financial products, including but not limited to risk of loss.

Data Privacy and Security: Heimify respects your privacy and is committed to protecting the personal information of individuals who choose to provide their contact details or other information through this website. We have implemented appropriate measures to safeguard the data collected and will continue to enhance our security protocols as we expand. All personal information collected will be used solely for purposes related to product updates, inquiries, and future follow-up. We comply with applicable data privacy laws and do not sell or share personal information with third parties without explicit consent.

Third-Party Links: This website may contain links to third-party websites or services. Heimify Inc. is not responsible for the content, security, or privacy practices of these external sites. Accessing external links is at the user’s own risk.

Intellectual Property: All content, trademarks, logos, and intellectual property on this website are the exclusive property of Heimify Inc. and are protected by copyright, trademark, and other intellectual property laws. Unauthorized use is strictly prohibited without prior written consent. Certain aspects of Heimify’s innovations, including its processes, methods, and technology, are patent pending, and any infringement may lead to legal action. For inquiries about partnership or licensing opportunities, we welcome you to contact us directly to discuss potential collaborations.
Forward-Looking Statements: Statements made on this website that refer to future plans, developments, or expectations are forward-looking in nature and are subject to change based on various factors, including regulatory approval, market conditions, and operational developments. Heimify makes no guarantees regarding future performance or outcomes and assumes no liability for the accuracy of forward-looking statements.

Regulatory Progress and Updates: Heimify will provide updates as regulatory approvals are secured and products become available. Please check this website for future announcements regarding product availability and licensing status.

For further information on mortgage licensing, please visit NMLS Consumer Access.