HEIM™
Mortgage with Built-in Equity Sharing
Pause payments, cash out equity, buyback equity, and afford the home you want - all on your terms.
Mortgage, a Death Pledge
You've been diligent with your payments, but life throws a curveball. Miss a few, and you're suddenly facing foreclosure, locked out from your home's equity just when you need it most. It's time for a mortgage that works for you, with flexibility and control at every step.
Creating more paths to affordable homeownership
Afford the home you want—even if it feels out of reach. Begin with partial equity ownership, like 60%, while investors hold the remaining shares. Over time, buy back more equity at your own pace or keep the shared arrangement that fits your lifestyle. This innovative approach delivers flexibility, control, and a path to homeownership that traditional financing often can’t provide—all on your terms.
%20(1).png)
Your Home, Your Terms
4 Ways HEIM Puts You in Control of Your Home’s Value
Take charge of your mortgage with HEIM's adaptable payments, instant equity access, and customizable pathways to affordable ownership.
Pay on Your Terms
Pause or lower your mortgage payments anytime.
.png)
Cash Out Equity, Without Adding New Debt
Access your home’s value without raising monthly payments.
Flexible Fractional Equity Buyback
Buy back as much or as little of your equity as you want, whenever you want or not at all.
Making Homeownership More Affordable
Co-own with our investors to buy a better home, without the full financial burden.
.png)
Unlock the true potential of home equity with Heimify’s flexible payment schedules
Heimify revolutionizes real estate financing by dividing properties into 100,000 Heimshares and offering customizable loan payment schedules.
How It Works
Get a Hemify Loan in 4 Easy Steps
Transform your financial future effortlessly with our streamlined process.
1. Apply for HEIM
Begin your journey just like a traditional mortgage - complete a quick, easy application.
2. Define your equity plan
Confirm your equity ownership stake to align with your budget and goals.
3. Get pre-approved
Get pre-approved for the mortgage amount that fits your equity plan and ownership goals.
4. Receive your funds
Close your HEIM, receive your funds, and take control of your home's equity with ongoing flexibility.
Revolutionizing
Unlock the true potential of home equity
We integrate fractional home equity investments into existing home loans, offering homeowners unmatched financial flexibility. Our transparent, liquid, and versatile approach provides full financial control and peace of mind.
No Traditional Constraints
Customize your loan payment schedules, paying as much, as little, or nothing at all.
.svg)
Transparent and Liquid Investment
Experience the benefits of fractional home equity investments.
.svg)
Financial Control and Peace of Mind
Take control of your home equity and invest with confidence.
Simplified
Obtain a HEIM Mortgage and Manage Heimshares
Learn how to obtain a Heim mortgage and effectively manage your Heimshares with our step-by-step guide. We make the process simple and transparent, giving you full control of your home equity investments.
Step-by-Step Guide
Follow our easy-to-understand steps to obtain a HEIM mortgage and start exchanging Heimshares.
Manage Heimshares
Learn how to effectively manage and monitor your Heimshares.
Get Started Today
Take the first step towards a smarter home equity investment.
Simplified
Unlock Your Financial Potential with HEIM
Experience the freedom and flexibility of HEIM, the future of real estate financing. Unlike traditional mortgages, HEIM offers unparalleled financial empowerment and accessibility, allowing you to take control of your home equity and invest in your future. With HEIM, you can customize your loan payment schedules, explore investment opportunities, and enjoy peace of mind.
“Heimify has completely transformed the way I think about home equity. Their fractional investment model has given me the flexibility and control I've always wanted.”
John Doe
Homeowner, ABC Inc.
Subscribe to THE HEIM LETTER
Your essential guide to transforming fractional home equity investments into new opportunities.
Call us at (800) 785-8103, Monday - Friday, 8am - to 5pm PT (excluding holidays) Email us at hello@heimify.com
