HEILOAN™

Home Equity Loan with Built-in Equity Sharing

Unlock a lump sum from your home's value and enjoy flexible equity sharing. HEILOAN™ puts cash in your hands and control in your future.

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Unlock the Power of Your
Home Equity with HEILOAN™

HEILOAN™ sometimes referred to as a HEALOAN™ is a revolutionary real estate financing solution that integrates fractional home equity investments into existing home loans. With HEILOANs, homeowners have the flexibility to customize their loan payment schedules, offering unmatched financial control and peace of mind.

Customizable Payment
Schedules for Ultimate Financial Flexibility

With HEILOANs, homeowners have the freedom to pay as much, as little, or nothing at all, without traditional constraints.

Transparent Terms for Peace of Mind

No Punitive Conditions on Home Equity Investment

Unlock Your Home’s True Potential with HEILOAN

Unlock Financial Control, Investment Opportunities, and Peace of Mind with Heiloan

Heiloan empowers homeowners with the flexibility to manage their loan payments, while also offering investment opportunities and the peace of mind that comes with full financial control.

Simplified

How HEILOAN Works:
Step-by-step Guide

Learn how to obtain and manage a Heiloan with our easy-to-follow guide.

Step 1: Application

Submit your application online or through our mobile app.

Step 2: Approval

Our team reviews your application and provides an approval decision.

Step 3: Funding

Once approved, the funds are disbursed to your designated account.

"HEILOC has given me the financial flexibility I needed to achieve my goals."

John Doe

Homeowner, ABC Inc.

"HEILOC has given me the financial flexibility I needed to achieve my goals."

John Doe

Homeowner, ABC Inc.

FAQs

Answers to the Questions We’re Asked Most Often

At Heimify, we offer three innovative solutions—HEIM™, HEILOC™, and HEILOAN™—each designed to empower homeowners by unlocking the potential of their home equity while maintaining financial flexibility.

HEIM™ is a unique product that combines traditional mortgage financing with fractional home equity investments. This allows homeowners to access a portion of their home’s equity while enjoying the stability of a mortgage. With HEIM™, homeowners can offset their mandatory monthly mortgage payments as long as there is allowable equity available. This means you can manage your financial commitments without the burden of monthly payments throughout the term. Additionally, homeowners benefit from a dynamic buyback feature, enabling them to purchase back their equity shares or Heimshares™ anytime and in any amount they choose. Repayment can also occur when the home is sold, where the proceeds from the sale will be used to pay off any existing debt. This structure not only facilitates homeownership but also helps widen the path to home affordability, providing flexibility and security designed for the modern homeowner.

HEILOC™, also known as HEALOC™, offers a flexible line of credit based on your home equity. This product allows homeowners the freedom to customize their borrowing according to their financial needs. You can draw against your home’s equity, much like a credit card, providing control over your finances without rigid payment structures. With HEILOC™, you can also offset some or all of your monthly payment obligations, making it an excellent choice for managing everyday expenses, funding a business venture, or covering unexpected costs. Additionally, the dynamic buyback feature is available, giving homeowners the option to purchase back their equity shares at their discretion, thereby enhancing financial flexibility.

HEILOAN™, also known as HEALOAN™, provides homeowners with a lump-sum loan secured by their home equity. This option allows you to access a large lump sum cash out of your home’s equity for various purposes, including home renovations, education expenses, or investments, making it an attractive choice for those who prefer immediate access to funds. The HEILOAN™ may offer better rates compared to the HEILOC™ line of credit, ensuring you can effectively manage significant expenses. With HEILOAN™, you can enjoy financial flexibility and the ability to offset some or all of your mandatory payments, helping you navigate life’s challenges effectively. Like the other products, HEILOAN™ also features the dynamic buyback option, allowing for the purchase of equity shares whenever you need it.

Together, these products integrate seamlessly into various home loan types, making them versatile solutions for effectively leveraging your home equity. By understanding the distinct advantages of HEIM™, HEILOC™, and HEILOAN™, you can choose the option that best meets your unique financial situation. At Heimify, we are committed to guiding you through the process and helping you unlock the full potential of your home’s equity. Our dedicated team is here to provide support and answer any questions you may have as you explore these innovative financial solutions.

Still have questions?

Contact our support team for further assistance.

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Explore the Future of Real Estate Financing with Heimify

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©2025 Heimify Inc. All Rights Reserved. Heimify Inc. is a financial technology company developing innovative solutions in home equity and lending. Heimify is not yet licensed to offer mortgage, investment, or financial services, and the products described on this website are not currently available for public use. We are actively pursuing the necessary licenses and regulatory approvals to ensure full compliance with all applicable federal, state, and local laws and regulations.

The information on this website is provided for informational purposes only and does not constitute an offer or solicitation to buy or sell any financial products, securities, or services. All product descriptions, including those for home equity or fractional ownership products, are conceptual and may be subject to change. No loan or investment applications are being accepted at this time, and no future outcomes or benefits are guaranteed.

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